Black Trust Fund Kids, LLC · Estate Planning for Parents
Important Notice: The Legacy Wealth Institute — Families, a program of Black Trust Fund Kids, LLC, is an educational and consulting company — not a law firm. Portia M. Wood, Esq., LLM participates as an educator. All legal services are provided exclusively through Wood Legal Group, LLP. Consultations do not create an attorney-client relationship.
The Legacy Wealth Institute — Families
If something happened
to you tomorrow, who raises your kids?
You have worked too hard and love too deeply to leave that question unanswered. Estate planning for parents of minor children is not about death — it is about making sure your children are always protected, provided for, and placed with the people you choose.
Trusted by families across America · Good Morning America · MSNBC · Black Enterprise
Discover
Guardianship Designation
Wills & Trusts for Parents
Life Insurance Planning
Legal Partner: Wood Legal Group, LLP
The Three Things Every Parent Needs
Your children deserve all three — not just one
Most parents think having a will is enough. It is not. Protecting your children fully requires three interlocking pieces — and most families are missing at least two of them.
🛡️
Guardianship Designation
If both parents pass without a named guardian, a court decides who raises your children — often choosing the loudest family member, not the right one. A proper guardianship designation puts that decision in your hands, not a judge's.
Critical for minor children
⚖️
Will & Trust Structure
A will names the guardian. A trust controls the money. Without a trust, assets left to minor children are frozen until they turn 18 — then handed over in one lump sum with no guidance. A Children's Trust changes that completely.
Controls who gets what & when
💛
Life Insurance Planning
Life insurance is the financial foundation your children need if you are no longer here. We help you understand how much you need, what type protects your family best, and how to structure the payout so it serves your children — not just your estate.
Funds the legacy plan
What Happens Without a Plan
The courts do not know your children like you do.
Without a legally executed estate plan, the state steps in and makes every decision — who raises your kids, who controls their money, and how it gets spent. That is not a system built for Black families. This one is.
67%
of parents have no guardian named in a legal document
18mo
average probate timeline — money frozen while kids need it
$14k
average cost to your estate when probate is unavoidable
Choose Your Starting Point
Three ways to protect your children's future
Every consultation fee credits toward your estate plan through Wood Legal Group, LLP — only if you sign during your session.
Foundation · Written Report
Family Protection Audit
$197
One-time · No call required
Find out exactly where your family stands legally. Written risk report covering guardianship gaps, trust exposure, beneficiary blind spots, and your action checklist — delivered in 3–5 business days.
Guardianship designation review
Probate exposure score & risk report
Beneficiary designation audit
Life insurance coverage gap analysis
Custom action checklist (PDF)
$197 credited if estate plan signed at session
Results in 3–5 business days · No call needed
Most Popular
Legacy · 45 Minutes
Family Legacy Session
$497
One-time · Credit applies if you sign during session
A private 45-minute session with Portia M. Wood, Esq., LLM. Leave with a complete family estate roadmap — guardianship strategy, trust recommendation, and life insurance guidance — tailored to your children and your goals.
45-min session with Portia M. Wood, Esq., LLM
Guardianship strategy & recommendation
Children's Trust planning overview
Life insurance structure guidance
Complete family estate roadmap (PDF)
$497 credited if estate plan signed during session
Limited spots · Credit only if estate plan signed at session
Estate · Deep-Dive
Family Clarity Intensive
$997
One-time · $497 credited if signed during session
A comprehensive 90-minute intensive with a complete written family estate plan summary — covering guardianship, trust structure, beneficiary designations, and life insurance — ready for immediate implementation at Wood Legal Group.
90-min deep-dive with Portia M. Wood, Esq., LLM
Attorney-reviewed written family plan summary
Guardianship designation strategy
Children's Trust vs. Will analysis
Life insurance coverage & structure review
$497 credited if estate plan signed during session
Priority scheduling · $497 of $997 credited if signed at intensive
The Process
From today to fully protected
01
Choose your starting point
Begin with the Audit to see exactly where your family is exposed, book the Session for a full roadmap, or go straight to the Intensive for complete clarity in one sitting.
02
Complete your intake
After booking, complete a short intake form about your children, your assets, and your goals. Attorney Wood reviews everything before your session.
03
Get your report or session
Receive your written risk report, or meet privately with Portia M. Wood, Esq., LLM. Walk away knowing exactly what your family needs and what to do next.
04
Implement with your credit
Sign an estate plan with Wood Legal Group, LLP during your session and your full consultation fee is credited toward the cost of your legal documents.
Is This For You?
Built for parents who refuse to leave it to chance
I.
You have minor children and no guardian named
Without a legal document naming a guardian, a judge decides who raises your kids. That decision belongs to you — not the court.
II.
You have a will but no Children's Trust
A will alone sends your children's inheritance to probate and then hands it over at age 18 with no conditions. A trust protects how and when they receive it.
III.
You have life insurance but no estate plan
Life insurance without a trust can mean the payout gets tied up, mismanaged, or taxed before it ever reaches your children. The structure matters as much as the policy.
IV.
You are a single parent building alone
Single parents carry the full weight. An estate plan is not a luxury — it is the most important financial decision you make for the children who depend entirely on you.
Your Educator & Legal Expert
Meet Portia M. Wood, Esq., LLM
PW
Portia M. Wood, Esq., LLM
Estate Planning Attorney · Founder · Featured Educator
Legal Services via Wood Legal Group, LLP · Top 40 Under 40 × 9
Portia M. Wood, Esq., LLM is a licensed estate planning attorney, nationally recognized generational wealth educator, and founder of The Legacy Wealth Institute. Featured on Good Morning America, MSNBC, and Black Enterprise, she built The Legacy Wealth Institute — Families specifically for parents of minor children who know their kids deserve protection but haven't had culturally competent, legally grounded guidance to make it happen. Her practice at Wood Legal Group, LLP focuses on wills, trusts, guardianship designations, and the documents that keep families whole.
Your Questions
Answered honestly.
It is never too early — and it is never too late. The younger your children are, the more important it is to have a guardian named, a trust in place, and life insurance structured correctly. Unexpected events do not wait until your children are grown.
A will is a start — but it has significant limitations for families with minor children. Wills go through probate, which means your assets are frozen while courts process your estate. A will also cannot control how or when your children receive money. A Children's Trust addresses both of those gaps. Our sessions help you understand exactly what you have and what you still need.
Without a legally executed guardianship designation, a court decides who raises your children. The judge will typically choose among willing family members — but that process can be contested, drawn out, and emotionally damaging for everyone involved. A legal document removes the ambiguity entirely.
No. Consulting with The Legacy Wealth Institute — Families, a program of Black Trust Fund Kids, LLC, does not create an attorney-client relationship. That relationship is only established through a separate formal legal services agreement directly with Wood Legal Group, LLP.
Your consultation fee is credited toward estate planning work with Wood Legal Group, LLP — but only if you sign a legal services agreement during your session. The credit does not apply after the session ends. For the Intensive, $497 of the $997 fee is credited. Credits apply toward a Revocable Living Trust with Children's Trust provisions, will drafting, or other WLG services.
Yes, and for married or co-parenting couples we strongly encourage it. Estate planning for families with minor children works best when both parents are aligned on guardianship choices, distribution strategy, and life insurance structure. Note that both parents may need separate legal documents — Attorney Wood will explain your options during the session.
Your Children Are Worth This
The best gift you can give your kids is a plan.
Choose your starting point. Every step you take today is a promise kept to the children who are counting on you.
Family Protection Audit · $197
Find out exactly what your kids don't have yet.
Most parents assume their family is protected. Most are wrong. This audit tells you exactly where the gaps are — guardianship, trust coverage, beneficiary designations, and life insurance alignment — before a crisis makes it too late to fix them.
Written risk report delivered in 3–5 business days
No call required — 100% written assessment
Prepared by Portia M. Wood, Esq., LLM via Wood Legal Group, LLP
$197 credited toward estate plan if signed during follow-up session
The Legacy Wealth Institute — Families
Family Protection Audit
$197
One-time fee · No subscription · No obligation
Guardianship designation review
Probate exposure score & written risk report
Beneficiary designation audit
Life insurance coverage gap analysis
Prioritized action checklist (PDF)
$197 credited toward WLG estate plan (if signed during session)
Fee credited toward Wood Legal Group, LLP estate planning only when legal services agreement is signed during your consultation session.
This consultation does not create an attorney-client relationship. Legal services require a separate agreement with Wood Legal Group, LLP.
🔒 Secure checkout · Stripe payment processing
What's Included
Six things you'll know — that you don't know now
01
Your guardianship designation status
Is there a legally executed document naming a guardian for your children? If not, a court will decide. This tells you exactly where you stand.
02
Your probate exposure score
Will your assets pass smoothly to your children or spend months frozen in probate court while your family waits? Scored and explained in plain language.
03
Your trust coverage review
Do you have the right trust structure for a family with minor children? A standard will is not enough — this tells you what you have and what's missing.
04
Your beneficiary designation audit
Minor children cannot legally receive a direct inheritance. If your accounts name your kids as beneficiaries without a trust, the money will be court-controlled until age 18.
05
Your life insurance gap analysis
Do you have enough coverage? Is it structured to pay out correctly? Does it align with your trust? This answers all three.
06
Your custom action checklist
A prioritized, step-by-step list of exactly what to address first — specific to your family, your children, and your current documents.
Why It Matters
Three ways parents unintentionally leave their children unprotected
No guardian named
Without a legal document, your children's guardian is chosen by a judge who doesn't know your family, your values, or your wishes. The audit identifies this gap immediately.
Minor children named as direct beneficiaries
Children under 18 cannot legally inherit directly. Without a trust, the court controls their inheritance — and hands it over in full the day they turn 18.
Life insurance without a trust
Life insurance paid directly to a minor goes to a court-appointed custodian, not a trusted family member — and the process is expensive, slow, and public.
Ready to Go Further?
The audit is step one.
Legacy · 45 Minutes
Family Legacy Session
$497
A private session with Attorney Wood, LLM. Complete family estate roadmap with guardianship and trust strategy. $497 credited if signed at session.
Estate · 90 Minutes
Family Clarity Intensive
$997
90-min deep-dive with written plan summary covering guardianship, trust structure, and life insurance. $497 of $997 credited if signed at intensive.
Family Legacy Session · $497
45 minutes. Your children's future secured.
In 45 minutes with Portia M. Wood, Esq., LLM, you will have a clear, written family estate roadmap — guardianship strategy, trust recommendation, and life insurance guidance — tailored to your children and your family's specific situation. If you sign your estate plan during the session, your $497 is credited in full.
$497
One-time · Credit applies only if estate plan is signed during session
This consultation is provided by Black Trust Fund Kids, LLC. No attorney-client relationship is created. Legal services require a separate agreement with Wood Legal Group, LLP.
Inside the Session
What happens in your 45 minutes
Attorney Wood reviews your family intake in advance so your entire session is spent on strategy and decisions — not gathering background information.
1
Minutes 0–10
Family estate review
Attorney Wood reviews your children's ages, your existing documents, assets, and any guardianship conversations you've already had.
2
Minutes 10–25
Gap identification
Guardianship gaps, trust structure needs, beneficiary conflicts, and life insurance alignment issues are identified and explained clearly — no jargon.
3
Minutes 25–40
Roadmap & recommendations
Attorney Wood walks through exactly what your family needs — guardian designation, Children's Trust, will, beneficiary updates — with costs and timelines through Wood Legal Group, LLP.
4
Minutes 40–45
Q&A & decision
Your questions answered. If you're ready to move forward with Wood Legal Group during this session, your $497 fee is credited toward your estate plan in full.
The Credit Policy
How the fee credit works
Your $497 session fee is credited toward estate planning work with Wood Legal Group, LLP — only if you sign a legal services agreement during your session.
The credit does not apply after the session ends. Wood Legal Group, LLP family estate planning — including a Revocable Living Trust with Children's Trust provisions — starts at $5,500. Your $497 comes directly off that cost when you're ready to act.
Reserve Your Session
Limited spots available each month
Sessions are scheduled within 7–10 days of booking. Complete a short family intake form beforehand so Attorney Wood can review your situation and make every minute count.
Family Legacy Session
$497
One-time · Credit applies only if estate plan signed during session
45-min session with Portia M. Wood, Esq., LLM
Guardianship strategy & recommendation
Children's Trust planning overview
Life insurance structure guidance
Complete family estate roadmap (PDF)
$497 credited toward WLG estate plan (if signed at session)
Scheduled within 7–10 days · Secure Stripe checkout
Educational consultation only. No attorney-client relationship created. Legal services require a separate agreement with Wood Legal Group, LLP.
Also Available
Start smaller or go deeper
Foundation · Written Report
Family Protection Audit
$197
Written risk assessment covering guardianship, trust, beneficiary, and life insurance gaps. No call required.
Estate · 90 Minutes
Family Clarity Intensive
$997
90-min deep-dive + written plan summary ready for immediate implementation. $497 of $997 credited if signed at intensive.
Family Clarity Intensive · Premium
90 minutes. Every question answered.
Walk in with questions about your children's future. Walk out with a complete written family estate plan summary — guardianship, trust structure, beneficiary designations, and life insurance alignment — ready to hand off to Wood Legal Group for immediate implementation. If you sign during the session, $497 of your $997 fee is credited.
This intensive produces
Attorney-reviewed written family estate plan summary
Guardianship designation strategy and recommendation
Children's Trust vs. Will analysis with full rationale
Beneficiary designation correction plan
Life insurance coverage and structure review
$497 of $997 credited if estate plan signed during session
The Legacy Wealth Institute — Families
Family Clarity Intensive
$997
One-time · Priority scheduling
Credit Policy
$497 of your $997 fee is credited toward estate planning with Wood Legal Group, LLP — only if you sign a legal services agreement during the intensive session.
Priority scheduling within 5–7 days · Secure Stripe checkout
Educational consultation only. No attorney-client relationship created. Legal services require a separate agreement with Wood Legal Group, LLP.
How It Compares
The most comprehensive session we offer families
Feature
Audit $197
Session $497
Intensive $997
Written risk report
✓
✓
✓
Guardianship gap assessment
✓
✓
✓
Live session with Attorney Wood, LLM
—
45 min
90 min
Children's Trust planning
—
✓
✓
Life insurance structure review
Basic gap only
✓
✓
Written plan summary (attorney-reviewed)
—
—
✓
Ready for immediate implementation
—
—
✓
Credit toward estate plan (if signed at session)
$197
$497
$497 of $997
Inside the Intensive
90 minutes. Six deliverables. Complete peace of mind.
01
Pre-session family review
Attorney Wood reviews your family intake — children's ages, existing documents, assets, and goals — so your 90 minutes are fully focused on strategy.
02
Guardianship strategy
A complete analysis of your guardianship situation and a clear recommendation for who should be named, how, and with what conditions.
03
Children's Trust analysis
A direct recommendation on trust structure — including when your children receive funds, how the trustee manages distributions, and what protections are in place.
04
Beneficiary designation review
A full audit of how your accounts, policies, and assets are designated — and a correction plan to ensure nothing goes to court instead of your children.
05
Written family plan summary
An attorney-reviewed PDF covering every recommendation and next step — ready to hand directly to Wood Legal Group for immediate implementation.
06
Credit opportunity
Sign a legal services agreement with Wood Legal Group, LLP during the intensive and $497 of your $997 fee is credited toward your family estate plan.
Not Ready for the Intensive?
Start here instead.
Foundation · Written Report
Family Protection Audit
$197
Written risk assessment covering guardianship, trust, beneficiary, and life insurance gaps. No call required. Know your exposure first.
Legacy · 45 Minutes
Family Legacy Session
$497
Private 45-min session with Attorney Wood, LLM. Complete family roadmap with guardianship and trust strategy. $497 credited if signed at session.
Exclusive pricing expires in
47hrs
:
59min
:
59sec
Exclusive Webinar Pricing · Limited Time
Thank you for attending. Now protect your children.
You now know exactly what's at stake for families without a plan. The parents who act in the next 48 hours are the ones who turn that knowledge into protection for the kids counting on them.
All three offers available at exclusive webinar pricing through Sunday night
Choose Your Path
Three ways to protect your family today
All consultation fees credit toward estate planning with Wood Legal Group, LLP only if you sign during your session.
Foundation — Written Report
Family Protection Audit
$197
One-time · No call required
Know exactly where your children are legally exposed. Written report covering guardianship, trust, beneficiaries, and life insurance.
Guardianship designation review
Probate exposure score
Beneficiary designation audit
Life insurance gap analysis
$197 credited if estate plan signed at session
Results in 3–5 business days
Most Popular
Legacy — 45 Minutes
Family Legacy Session
$497
One-time · Credit if signed at session
Private 45-min session with Portia M. Wood, Esq., LLM. Complete family roadmap with guardianship strategy, trust recommendation, and life insurance guidance.
45-min with Portia M. Wood, Esq., LLM
Guardianship strategy & recommendation
Children's Trust planning overview
Life insurance structure guidance
$497 credited if estate plan signed at session
Limited spots · Scheduled in 7–10 days
Estate — 90 Minutes
Family Clarity Intensive
$997
$497 of $997 credited if signed at session
90 minutes plus a written family plan summary covering guardianship, trust structure, beneficiaries, and life insurance — ready for immediate implementation.
90-min deep-dive
Written family plan summary
Guardianship + Children's Trust strategy
Beneficiary correction plan
$497 of $997 credited if signed at session
Priority scheduling
What Happens After You Book
Three steps to your family fully protected
01
Confirm your booking
Complete checkout via Stripe. A confirmation email and your family intake form link arrive within minutes.
02
Complete your family intake
Share your children's details, existing documents, and goals. Attorney Wood prepares fully before your session.
03
Get your report or attend your session
Walk away knowing exactly what your family needs. Sign your estate plan with Wood Legal Group during the session and your fee credit applies immediately.
Exclusive Pricing Ends Soon
Your children are counting on you to act.
Choose your starting point. Every credit applies toward your estate plan when you're ready to execute.
Booking Confirmed · The Legacy Wealth Institute — Families
You just took the most important step for your children.
A confirmation email is on its way. Here is exactly what happens next.
What Happens Next
Three steps between here and your family fully protected
1
Check your email
A confirmation from The Legacy Wealth Institute — Families will arrive within minutes, along with your family intake form link and preparation instructions.
Action: Check inbox (including spam)
2
Complete your family intake form
The intake covers your children's ages, your existing documents, your assets, and your goals. It takes about 10 minutes and allows Attorney Wood to prepare fully in advance.
Action: Complete within 24 hours
3
Receive your report or attend your session
For the Audit, your written PDF family risk report arrives in 3–5 business days. For the Session or Intensive, you will receive scheduling instructions to confirm your date with Attorney Wood, LLM.
Timeline: 3–10 business days
How to Prepare
Gather these before your intake
You don't need everything — but having any of the following on hand will make your audit or session significantly more valuable for your family.
✓Names and ages of your minor children
✓Any existing will, trust, or estate planning documents
✓The person (or people) you are considering as guardian
✓Life insurance policies and current beneficiary designations
✓Any retirement accounts or savings named to a beneficiary
If you don't have access to these yet, that is fine. Complete the intake with what you know.
Your Fee Credit
What your fee credits toward — when you're ready to execute
Implementation · Starting At
Revocable Living Trust with Children's Trust
$5,500
The gold standard for parents of minor children — keeps assets out of probate, controls distributions, and protects your children until they are ready. Your fee credited in full if signed at session.
Implementation · Starting At
Will with Guardianship Designation
$1,800
A legally executed will naming your guardian of choice — the single most important document a parent of minor children can have. Your fee applies if signed at session.
Fee credits apply toward Wood Legal Group, LLP services only when a legal services agreement is executed during your consultation session.